Implementasi Program Pinjaman Dana Bergulir Bagi Usaha Mikro Kecil Dan Menengah (UMKM) Di Kabupaten Banyumas

  • Isna Rahmadani Program Studi Administrasi Publik Universitas Jenderal Soedirman, Indonesia
  • Simin Simin Administrasi Publik, Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Jenderal Soedirman, Indonesia
  • Dwiyanto Indiahono Administrasi Publik, Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Jenderal Soedirman, Indonesia
https://doi.org/10.47828/jianaasian.v8i01.31
Abstract views: 1187 , PDF downloads: 1740
Keywords: Program Implementation, Public Policy Implementation, revolving fund loans, bad credit

Abstract

Implementation is a process of policy administering that affects the execution, contents, and the impacts. In order to find out whether or not a program is able to reach its goal, there needs to be a study on the policy implementation. A revolving fund loan program is a program that helps small, micro, and medium enterprises in Banyumas Regency in which the loan can be pulled back. The goal of this program is to strengthen the interest aspect for these enterprises to increase the potential of a productive society, the growth of the local economy, to spread out working opportunities that will impact on poverty alleviation in that society. This research focuses on the implementation of the revolving fund loans for the small, micro, and medium enterprises. Method that is used in this research is a qualitative method. This research is done in Banyumas area. The data analysis is done by using an interactive analysis. The result of the implementation shows that this program has not been implemented well. The receivers of this program think that it is a helpful one, especially in helping them grow their business. However, bad credits in this program are still taking place, and there has not been a proper solution up until today. This situation happens because the receivers of the fund are often disobedient in paying their credit. Furthermore, there is no intense supervision after the revolving funds are distributed to those enterprises.

Downloads

Download data is not yet available.

References

Andri Yuni Astuti. “Pinjaman Bergulir, Kredit Macet, Serta Efek Moderasi Pendampingan”. Upajewa Dewantara, Universitas Sarjanawiyata Tamansiswa, t.t. hlm.3.
Asmara, Fibri Chyntia. 2018. “Implementasi Bantuan Dana Bergulir Bagi Pelaku Usaha”. Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Maritim Raja Ali Haji.
Ayusia, Sabhita Kusuma. 2016. “Kebijakan Pemerintah Daerah Kabupaten Banyumas Di Sektor UMKM”. Jurnal Insignia. Universitas Jenderal Soedirman. Vol. 3, No. 2.
Aziz, Abdul dan Eko Wicaksono. 2016. “Analisis Skema Alternatif Kredit Program Untuk Usaha Mikro, Kecil dan Menengah”.Jurnal Ekonomi dan Kebijakan Publik. Vol. 7, No. 2.
Candri Maharani Puspitasari. 2016. “Studi Efektifitas Dana Bergulir Pada Usaha Mikro di Kota Kendari”, Skripsi, Kendari: Halu Oleo.
Chintya Fibri Asmara. 2018. “Implementasi Bantuan Dana Bergulir Bagi Pelaku Usaha”. Naskah Publikasi, Universitas Maritim Raja Ali Haji. hlm. 5.
Dita Wulandari, “Monitoring dan Evaluasi Distribusi Zakat Pada Yatim Mandiri Yogyakarta”, Skripsi, Yogyakarta: UIN Sunan kalijaga Yogyakarta, 2015.
Dahnil Soekarno Hatta. 2014. “Lembaga Pengelola Dana Bergulir Koperasi dan Usaha Mikro, Kecil dan Menengah (LPDB-KUMKM) Sebagai Alternatif Lembaga Keuangan dalam Pemberdayaan Ekonomi Rakyat”. Skripsi, Jakarta: UIN Syarif Hidayatullah.
Getu A. 2000. “Social Capital: Implications for Development Theory, Research and Policy”. Fisheries an Aquaculture Journal. hlm. 152.
Hoo Helena Ayu Liani. 2017. “Dampak Pinjaman dan Bantuan Modal Kerja Terhadap Kinerja Usaha Studi Kasus UMKM Binaan KADIN Jawa Tengah”. Jurnal. Jurusan Manajemen, FEB UNIKA Soegijapranata Semarang.
Husin Kusuma Wijaya. 2014. “Dampak Dana Bergulir Syariah (DBS) Pada Kinerja Baitul Maal Wa Tamwil (BMT)”, Skripsi, Yogyakarta: UIN Sunan Kalijaga Yogyakarta.
Jariah, Ainun, Masjaya, Djumadi. 2016. “Evaluasi Penyaluran Bantuan Kredit Bergulir Pada Usaha Kecil dan Menengah di Kecamatan Tering Kabupaten Kutai Barat”. Jurnal Administrative Reform. Vol. 4, No. 1.
Mulyono, Yon G., Ratna Verawati, Achmad Tjachja. 2015. “Penaruh Dana Bergulir Kementerian Koperasi dan UKM LPDB-KUMKM Terhadap Pengembangan Usaha Koperasi Simpan Pinjam Agribisnis Di Kabupaten Majalengka”. Jur nal Agribisnis. Vol. 9, No. 1.
Nurmi, Yulis. 2017. “Pemanfaatan Dana Bergulir Simpan Pinjam Perempuan (SPP) Di Kelurahan Batu Bersurat Kecamatan XIII Koto Kampar”. Jom FISIP. Vol. 4 No. 1.
Sirait, Bonar, 2009, Analisis Pengaruh Program Dinas Koperasi dan UKM Terhadap Perkembangan Koperasi, Usaha Mikro, Kecil dan Menengah (KUMKM) Di Provinsi Sumatera Utara, Tesis, Pasca Sarjana Unsud, Medan.
Sujarweni, Wiratna, Lila Retnani Utami, 2015. “Analisis Dampak Pembiayaan Dana Bergulir KUR (Kredit Usaha Rakyat) Terhadap Kinerja UMKM”. Jurnal Bisnis dan Ekonomi (JBE). Universitas Respati Yogyakarta .Vol. 22 No.1: 11-12.
Sumiyati dan Edy Suryadi. 2017. “Model Penyaluran Dana Dalam Optimalisasi Pengembangan UMKM Di Kabupaten Kubu Raya Provinsi Kalimantan Barat”. JMM. Vol. 13, No. 2.
Suyono, Eko. 2018. “Pentingnya Sistem Pengendalian Manajemen dalam Pengelolaan Usaha Mikro Kecil dan Menengah di Kabupaten Banyumas. Jurnal Ilmiah Akuntansi. XVI (1), 64-83.
Trisnojuwono, Adi, Aida Vitayala S., Eko Ruddy Cahyadi. 2017. “Analisis Strategi Pembiayaan Usaha Mikro dan Kecil Melalui Dana Bergulir pada Lembaga Pengelola Dana Bergulir”. Jurnal Manajemen IKM. Vol. 12 No. 2: 178-186.
Published
2020-03-03
How to Cite
Rahmadani, I., Simin, S., & Indiahono, D. (2020). Implementasi Program Pinjaman Dana Bergulir Bagi Usaha Mikro Kecil Dan Menengah (UMKM) Di Kabupaten Banyumas. Jurnal Ilmu Administrasi Negara ASIAN (Asosiasi Ilmuwan Administrasi Negara), 8(1), 47-61. https://doi.org/10.47828/jianaasian.v8i01.31
Issue
Vol. 8 No. 1 (2020): Edisi Maret 2020
Section
Articles

Copyright (c) 2020 Jurnal Ilmu Administrasi Negara ASIAN (Asosiasi Ilmuwan Administrasi Negara)

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Authors who publish with this journal agree to the following terms:
1. Copyright on any article is retained by the author(s).
2. The author grants the journal, right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work’s authorship and initial publication in this journal.
3. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
4. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
5. The article and any associated published material is distributed under the Creative Commons Attribution-ShareAlike 4.0 International License